1. Fear of retaliation: If people knew that they would be safe from retaliation they would be more likely to blow the whistle. Those in power who are approving and or engaging in inappropriate conduct/activities know this which is why they do not want strong whistle blower protections. In fact they want people to know that the whistle blower will be punished for revealing this wrong doing.
2. Lack of corrective action and punishment of the wrongdoers: If people see that nothing happens to those revealed to have done something wrong, they are less likely to become whistle blowers because even if they do not get punished for being whistle blowers they do not see the value in revealing the wrong doing if they know that nothing will come of it.

It is disconcerting and of grave concern to note that the standard reaction towards whistle blowers or anonymous leaks is always to find out who leaked the information and punishing the whistle blower while no effort is made to correct the problem or punish the actual wrong doers.

Until whistle blowers are guaranteed protections and the problems they reveal are corrected and the wrong doers are punished this culture of protecting criminals and punishing brave people will prevail.

We need to go one step further and begin to bring honesty back into American business by starting with the mortgage mess.

We have ample laws to make the system work. The problem is enforcement. Washington must stop pandering to and taking campaign contributions from the perpetrators.

1) Control the money flow. Bar all Wall Street firms from any and all involvement in mortgage instruments. Mortgages should be the responsibility of LOCAL banks who understand local property markets. Keep Bank of America and other giants out of the market. (That also helps solve the too big to fail mentality)

2) Promote transparency. Carefully examine past mortgage related ‘securities” sold by the big three (Goldman, Morgan Stanley, etc.). Throw every responsible investment banker and lawyer (VP level) in jail when it can be proved that they should have been aware of fraud or there they knowingly sold instruments they knew were bad. Legally challenge all instances where banks who took a short position against the mortgage securities they sold.

3) Choke the supply chain. Revoke the licenses of any mortgage outfit that extended more than $25 million in loans to people who should never have qualified for the mortgage they received. Permanently bar their executives from all future involvement in the financial industry. (Not just office positions, any position.)

4) clean house. Permanently prevent any person whose signature appears on more than $5 million in unqualified mortgage loans from ever working again in real estate or banking.

As a lifelong environmental activist who campaigned for Prop 65, I was aware the dangers of we had all been exposed to.

Very sadly most of my neighbors wanted to stay “in good” with the complex owners–who preferred those 4 D’s every lawyer learn in law school: Deny, Defer, Demoralize, Destroy.

Some “decent” souls only snuck up to me if they saw me somewhere where no one would see them talking to me to say “I’m sorry about what happened to you…I’d speak up for you but…”

People are cowards and too afraid these days to speak up for what is right. Is it education? Is it that we are living in a “the boss-man is king” and no one want to be the one to say “the emperor has no clothes?” Is it a lack of education in standing up and speaking out for what’s right?

I was a student at the Braille Institute for a year and a half–yet many in my art “community” were passing the “company line” and debating if I was faking being blind. Imagine–tapping your way past a group who becomes silent–then as you pass, cursing you and calling you slurs.

Eventually, when I started dragging an oxygen tank behind me, people realized I was really injured and not “faking” it, When I prevailed in a court of law some people stopped the shunning and communicated they “felt bad about what you went thorough.”

I was blind for more than 5 years.

What am I doing today to make a difference? I wrote a book that came from more than 10,000 e-mails wanting to know HOW I got my sight back and got well again.

I’ve been blogging, gathering Medical and Alternative Medical experts, and today–with the BP disaster–coming out of the private place I’d prefer to live and just launched a crowd-funding campaign–so I can get my solution-oriented story of hope, inspiration and real information on HOW-to BEAT Toxic Chemical Illnesses and Brain Injuries like I did out via my book and finance what will be FREE video stories with real information on You-Tube!

Help me go VIRAL!

Crowdfunding is all or nothing! Here’s a place you can DO something real to help get real and crucial information to those in need! If I had the knowledge and information on what to do to detox and get better–I wouldn’t have had to go through years of hell and blindness. I could have gotten well much faster!

It take a village. I’m willing to give myself up–but I AM just one formerly brain-damaged and blind woman–I got hit by the same economy the rest of us did.
With a village of support–I can get the help I need to make free ZeevaTV How to Get Well Again programming for all those in need!

Zeeva International aka “Z” Zazhinne

Los Angeles, CA

The most recent case where we see the health and well being of our world community threatened and abused to the breaking point by the greed of the few is the BP Oil Spill off the Louisiana Coast. Total disregard for life in order to make lots of money! As a global community we have lost our way. We must reclaim our true nature or all will be lost!

We all have a stake in making sure our children and our children’s children inherit a planet earth capable of supporting healthy life for all. For me its an easy call. I love my children and I am willing to do everything in my power to provide a healthy environment for them to live out their lives.

What I am doing to help make sure we get it right before we poison our atmosphere and water ways beyond repair in addition to destroying thousands of years of evolutionary progress, is asking for help in making the following link go viral world wide.

http://www.worldpeacecode.com

We need help in order to get it done!

Charlie Kirkpatrick
California/U.S.A.

We need to go one step further and begin to bring honesty back into American business by starting with the mortgage mess.

We have ample laws to make the system work. The problem is enforcement. Washington must stop pandering to and taking campaign contributions from the perpetrators.

1) Control the money flow. Bar all Wall Street firms from any and all involvement in mortgage instruments. Mortgages should be the responsibility of LOCAL banks who understand local property markets. Keep Bank of America and other giants out of the market. (That also helps solve the too big to fail mentality)

2) Promote transparency. Carefully examine past mortgage related ‘securities” sold by the big three (Goldman, Morgan Stanley, etc.). Throw every responsible investment banker and lawyer (VP level) in jail when it can be proved that they should have been aware of fraud or there they knowingly sold instruments they knew were bad. Legally challenge all instances where banks who took a short position against the mortgage securities they sold.

3) Choke the supply chain. Revoke the licenses of any mortgage outfit that extended more than $25 million in loans to people who should never have qualified for the mortgage they received. Permanently bar their executives from all future involvement in the financial industry. (Not just office positions, any position.)

4) clean house. Permanently prevent any person whose signature appears on more than $5 million in unqualified mortgage loans from ever working again in real estate or banking.